PURCHASE
I’m in the process to searching for a home. We strongly recommend obtaining a pre-approval. This will put you in a stronger position when you are ready to make an offer. It will also provide insight on how much home you can qualify for. This is a quick & easy process.
I’ve found my dream home already. Congratulations! Let’s get the process going and close one-time. Reliability is critical when selecting a lender for your home purchase. We have the relationships and process in place to ensure your transaction goes smoothly without surprises or delays. We will keep you informed each step of the way.
Rate-Term Refinance
A rate-term refinance is intended for borrowers who already have a loan on their property but want to lower their interest rate to reduce the monthly payment. Whether a rate-term refinance is advantageous is largely dependent on changes in financial markets between the closing date of your current loan and present market. We have this information and would be happy to provide to you and determine if we can save you money.
Another potential objective of a rate-term refinance is to change the term of a loan, such as adjusting from a 30-year term, to a 20-year term in order to pay off a loan quicker. Or possibly changing from an adjustable rate mortgage (ARM) to a fixed rate to lessen future risk of a payment increase.
Cash-out
A cash-out loan is a way to way to pull equity out of your home which can be used to pay off debt, consolidate debt into a lower rate thereby lowering your monthly payment, or use for a large expenditure.
