Let’s Find the RIGHT Product for You
Selecting the right loan product for your specific needs, goals, and future plans can be confusing and overwhelming. But, it doesn’t have to be. We are here to help. There is no charge and no obligation for our consultation services. Our mission is simply to empower you with the knowledge to make the best decision for your individual situation.
Questions we are commonly asked include:
- Is a Fixed Rate or an Adjustable Rate more advantageous?
- Is a 30 Year, 25 Year, 20 Year, 15 Year, 10 Year loan term better for me?
- What is the difference between a 5/6, 7/6, 10/6 ARM and what is my risk exposure.
- Is there an advantage to making bi-monthly payments?
- What if rates improve? Can I refinance again in several months?
- If I’m a Veteran should I opt for a VA loan?
- I’m self employed. Can I provide bank statements, rather than W2 income?
In reality, there is no universal answer to any of these questions. Rather it depends on your personal situation. But, with a short discussion we can answer all these questions and any more you may have
We have a myriad of customizable tools to provide the facts to objectively compare different products:
- We can provide a side by side comparison of various products you may be considering to determine which one has the lower payments, shorter life of loan, lower risk, etc.
- We can provide a current loan vs proposed loan analysis to determine the monthly and lifetime savings.
We can objectively compare offers from other lenders. If you already have a better offer we are transparent and will tell you.