Making Mental Health Care More Affordable: Explore Your Payment and Financing Options
Flexible Healthcare Financing
At Casey Mental Health Collaborative, we understand that covering the cost of care is a common concern. We offer two financing programs designed to make treatment more affordable: Advanced Care and CareCredit®.
Advanced Care Patient Financing
Key Features:
- 0% interest for 15 months (on approved credit)
- Minimum credit score requirement: 670 or higher
- Quick online application with decisions in about 60 seconds
- No prepayment penalties
- Apply online and use your card digitally (in most cases)
CareCredit® Financing
Key Features:
- No Interest if Paid in Full within 6, 12, 18, or 24 months (minimum purchase required)
- Extended payment plans available (24, 36, or 48 months) with fixed interest rates
- For patients with lower credit scores or who want different payment terms
- Important: Patients using CareCredit will also be responsible for the provider processing fee, which will be added to the total balance at time of service.
CareCredit Processing Fees:
- 6-Month Plan: 1.90% processing fee
- 12-Month Plan: 5.90% processing fee
- 18-Month Plan: 9.90% processing fee
- 24-Month Plan: 13.50% processing fee
- Extended Plans (24/36/48 Months Fixed Pay): 5.00% processing fee
Things to Know Before Applying
- Advanced Care applications involve a hard credit check.
- CareCredit also performs a credit check as part of the application process.
- If your credit score does not meet the requirements for Advanced Care, you
will automatically be offered options through their subprogram,
My Medical Funding, which accepts lower credit scores (580+).
Still Have Questions?
If you’re unsure which financing option is right for you, or if you’d like help understanding your insurance and out-of-pocket costs, please contact our office. Our team is happy to guide you.